Cabarrus County
Title insurance in Cabarrus County
Concord, Kannapolis and the rest of Cabarrus: how records, alerts and the tax calendar fit around your title policy.
Title insurance in Cabarrus County
A Cabarrus County title file starts with the attorney's search of county land records in Concord. Owner's and lender's coverage from Ironwood is underwritten by First American and priced from the one statewide rate manual. Documents are recorded at the Register of Deeds on Church Street, and owners can search property data through CLaRIS and sign up for alerts when a document is recorded.
Ironwood Title Group is based in Kannapolis, so Cabarrus County is home ground for us. The county's records tools are some of the more useful in the region for a buyer who wants to understand a property before closing, and the county offers a property notification service that every new owner should know about.
The Cabarrus County Register of Deeds
| Details | |
|---|---|
| Office | 65 Church Street S, Concord, NC 28025 |
| Phone | 704-920-2112 |
| Office hours | Monday to Friday, 8 a.m. to 5 p.m. |
| Recording hours | 8 a.m. to 4:30 p.m., Monday to Friday |
| Recording fees | Cash or check; credit cards are not accepted for recording fees |
| What is recorded | Deeds, deeds of trust, agreements, subdivision maps, condominium plans and other land documents |
Cabarrus County Register of Deeds The office notes that it acts as a recording office only and, under the General Statutes, cannot practice law: it cannot supply legal forms, help draft them or explain the legal consequences of a recorded document, and it advises consulting an attorney. That is exactly the role your closing attorney fills.
Searching Cabarrus property records with CLaRIS
Cabarrus County's online property system, CLaRIS, lets you search by property address, current owner, Real ID, property description or PIN, with an advanced search for prior owners, deed book and page, plat book and page and other criteria. Property results can include deeds, appraisal cards, tax records, property history and permits. Cabarrus County CLaRIS
A buyer can use it to see the last recorded deed, the plat a lot sits on and the permit history, which makes for better questions to ask during due diligence. It does not replace the attorney's title examination, which looks at the full chain, liens, judgments and other matters in the public records, and it cannot show the hidden risks that only an owner's policy covers, such as a forged deed or a missing heir. NC Bar Association, Buying a Home
Property notification: an alert when something is recorded
The Cabarrus County Register of Deeds offers a Property Notification service that sends an alert when a filing occurs. Cabarrus County Register of Deeds For a homeowner, that is an early warning if a deed or other document is ever recorded against your name. Forged deeds and false impersonation of the true owner are among the hidden risks NC DOI lists as covered by owner's title insurance, and the rate manual now prices ALTA 49 forgery endorsements on qualifying one to four family homes at an additional 15% of the regular rate. NC Department of Insurance, Title Insurance NCTIRB rate manual, effective Feb 1, 2026
Signing up for alerts and buying an owner's policy do different jobs. The alert helps you notice something quickly. The policy is what pays to defend your title and covers loss from a covered claim. After your closing records, consider doing both.
The Cabarrus revaluation cycle
Cabarrus County mailed revaluation notices in February 2024 for new values effective January 1, 2024, after appraising more than 97,000 properties and analyzing about 42,000 transactions; bills based on the new values were mailed in July 2024. Cabarrus County news release The county says it has adopted a four year revaluation schedule, that tax bills are typically mailed toward the end of July or early August, and that bills are due September 1 and past due if not paid before January 5. Cabarrus County revaluation FAQs A public meeting summary reports that commissioners voted to move the next revaluation from January 1, 2028 to January 1, 2029. Citizen Portal meeting summary Confirm the current schedule with the county tax office before relying on it.
The due date and past due date matter at closing, because the attorney will check whether the current year's taxes are paid and how they are handled under your contract. Ask your attorney how taxes will be treated if you close between September and January.
Choosing Ironwood for a Cabarrus County closing
Our office is in Kannapolis, so Cabarrus files are close to home. If you want us on yours, write that choice on the preference sheet your attorney sends, or email the attorney directly. Paralegals can open the file at orders@ironwoodtitlegroup.com. To see a premium before you call, try the rate calculator.
Ironwood Title Group and 1st Advantage Mortgage share common ownership, and no one is required to use Ironwood. Read the disclosure.
New construction and the lien agent
For improvements to real property costing $40,000 or more, North Carolina generally requires the owner to designate a lien agent when the owner first contracts for the work (improvements to an existing owner occupied single family home are excepted), and contractors give notice to that agent to preserve lien rights. Designations and notices are handled through the state's LiensNC system. N.C. Gen. Stat. 44A-11.1 LiensNC On a newly built home, the closing attorney typically checks LiensNC for the project, and the lender may ask for coverage related to unrecorded lien rights. If you are buying from a builder, ask the attorney early whether lien waivers or a lien agent search are part of the file.
Questions people ask
Where is the Cabarrus County Register of Deeds?
65 Church Street S, Concord, NC 28025. Recording hours are 8 a.m. to 4:30 p.m., Monday to Friday, and recording fees are paid by cash or check.
Can the Register of Deeds help me with my deed?
The office records documents but, under the General Statutes, cannot practice law or explain the legal effect of documents. Ask your closing attorney.